Pensions

Do you think it’s fair your pension dies with you? We don’t…

Would you like to be able to leave your pension fund to your next of kin?

Self Invested Pension Plans (SIPPS) have many advantages:

• Use a SIPP Pension to hold existing Personal Pensions
• One plan for all previous pension entitlements, unifying retirement age
• Income Flexibility – benefits from age 50, lump sum up to 25% of fund value, NO need to buy an  Annuity, take what you need annually
• Succession Options – residual value not lost on death; create a family pension
• Investment control – diversify – not restricted to one company’s investment funds.

Call 081 764 3048 to speak to an advisor TODAY!

QROPS pension scheme is an excellent tax-free option for people with a UK private pension who are living, or planning to live, overseas.

As well as offering great flexibility, a QROPS or Qualified Recognised Overseas Pension Scheme, provides significant tax and investment advantages, allowing UK private pension holders to get more out their pension.

The benefits of a QROPS:

Greater control – more say over where your pension fund is invested

Tax efficient – potential for substantial tax reductions when you access your pension, or on death

Inheritance benefits – possibility of passing on your pension fund to your beneficiaries, free from UK Inheritance Tax

Simple – numerous pensions can be consolidated into one QROPS

Easy to manage – pension trustees and your scheme provider can be geographically closer to where you live

No annuity – you do not have to buy an annuity within a QROPS

If you are thinking of retiring to Thailand or have already done so, call PFM International on 081 764 3048 to speak to an expert QROPS advisor and/or arrange an appointment anywhere in Thailand!